From a financial perspective, retirement planning has two phases: (1) accumulating to retirement and (2) spending through retirement. Strategies that work in the first phase often do not work well in the second. Acknowledging today’s longevity, many of us will see our grandchildren graduate college, but longevity is a double-edged sword. Will our funds last 25 to 30 years? We’ll focus on making the most out of what you have so that you can enjoy life. Rest assured: I will not promote financial products or offer a complimentary office visit.

Moderator: David McCarley practiced financial planning as a Certified Financial Planner for 25+ years. He is now enjoying his own planned retirement lifestyle.